Secure Trust BankPLC - Director/PDMR Shareholding

Secure Trust Bank PLC

Secure Trust Bank PLC (the "Company")

Grant of awards under the Company's 2017 Long Term Incentive Plan ("LTIP")

On 9 September 2025 the Company granted nil-cost options over ordinary shares of 40p each ("Ordinary Shares") under the LTIP to the following PDMR:

Each option has been granted subject to performance conditions which will be set by the Remuneration Committee in line with the disclosure provided in the Directors' Remuneration Report, within the Annual Report for the year ended 31 December 2024, which is available on the Company's website (www.securetrustbank.com/investors). The performance conditions will also include an underpin measure which includes an assessment of general financial performance, shareholder experience, risk management performance and progress against the Company's strategy. The performance period in each case is a period of three years starting on 1 January 2025 and ending 31 December 2027.

Each option will, ordinarily, vest on the date on which the Remuneration Committee determines the extent to which the performance conditions have been satisfied.  The date of release of each option will be at the end of a holding period which will end on the second anniversary of the vesting date. 

On 9 September 2025 the Company also granted nil-cost options over Ordinary Shares under the LTIP to the following PDMR in connection with his recruitment.

Each option has been granted as a nil-cost option over Ordinary Shares without performance conditions but subject to the participant's continued service through to the applicable vesting date, with discretion retained for the Remuneration Committee potentially to reduce the award on settlement if it considers appropriate to do so under the LTIP.

Each option will, ordinarily, vest on the date on which the Remuneration Committee determines the extent to which the performance underpin has been met and approximately 15 months after commencement of the participant's employment with the Company.  Each option will be released so that the participant can exercise the vested Ordinary Shares on the vesting date. 

In both cases, the number of shares under each option was set by reference to a value per Ordinary Share of £10.5833, which was the 3-day average mid-market price determined between 4 September to 8 September 2025.

Enquiries:

Secure Trust Bank PLC

Lisa Daniels, Company Secretary

Tel: 0121 693 9100

About the Company:

Secure Trust Bank is an established, well‐funded and capitalised UK retail bank with over 70‐years of trading history. Secure Trust Bank operates principally from its head office in Solihull, West Midlands, and has 851 employees (full‐time equivalent) as at end December 2024. Secure Trust Bank's diversified lending portfolio currently focuses on two sectors:

1.    Business finance through its Real Estate Finance and Commercial Finance divisions, and

2.    Consumer finance through its Vehicle Finance and Retail Finance divisions.

 Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Secure Trust Bank PLC, Yorke House, Arleston Way, Solihull, B90 4LH.