Net attributable profit decreased by 5% to €734m for FY2015 compared to FY2014. Net premiums earned rose by 9% to €25.9bn for 2015 compared to 2014 and were up by around 4.5% at constant currency. The net investment result was down by 5% to €3.9bn for 2015. RoI was around 3.6% for 2015 compared to 4.1% in 2014 which benefited from the sale of a Swiss Life stake. Insurance claims were up by 7% to €21.44bn in 2015 compared to 2014. Group net combined ratio of the non-life bu
