• Revenues were up by 4% to €689m (consensus €639m) for Q3 22 which was 8% above the consensus expectations • Expenses increased by 7% to €474m for Q3 22 • Net profit attributable to shares declined by 19% to €147m, which was 10% below the consensus expectations • Net new money inflow of €7.7bn in Q3 22 benefited from an inflow of €17.6bn of low margin cash