• Operating income was down by 10% to €531m for 2022
• Loan loss provisions decreased by 46% to €44m for 2022
• Net profit declined by 18% to €187m for 2022
• New pre-tax profit guidance is between €170m and €200m for FY2023
• DPS proposal is €0.95 for FY2022 compared to €1.18 for FY2021
• New strategic targets are a RoE before tax above 10% or more than €300m pre-tax profit for 2026
09 Mar 2023
Solid figures for 2022, profit and DPS above consensus expectations
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Solid figures for 2022, profit and DPS above consensus expectations
• Operating income was down by 10% to €531m for 2022
• Loan loss provisions decreased by 46% to €44m for 2022
• Net profit declined by 18% to €187m for 2022
• New pre-tax profit guidance is between €170m and €200m for FY2023
• DPS proposal is €0.95 for FY2022 compared to €1.18 for FY2021
• New strategic targets are a RoE before tax above 10% or more than €300m pre-tax profit for 2026