H&T GROUP PLC's (LON:HAT) John Nichols talks Proactive London's Andrew Scott through the firm's 2019 trading update.
He says last year's strong performance was driven by a number of factors, including a 39% year-on-year increase in its pledge book.
Nichols adds that the jewellery business saw sales grow by 7% while the group saw strong income growth from foreign exchange transactions.