SSV Capital PLC (Unlisted (UK):SCL) CEO Ankur Ghosh talked with Proactive's Stephen Gunnion about the company’s performance in 2025 and its ambitious plans for 2026, focusing on building a fully embedded finance ecosystem.
Ghosh highlighted that SSV began 2025 with the early redemption of its convertible loan notes—many of which were reinvested—demonstrating strong investor confidence. The company also reported profitability, aligned with its core philosophy of “profit with purpose.”
Among key achievements was the progress of SSV SmartPay, the company’s open banking payments platform, which has seen increasing adoption, particularly in account-to-account transactions. “Today open banking is becoming very, very popular,” said Ghosh, adding that SmartPay now works with various merchants, with average transactions of £250–300.
Another major milestone was introducing SSV Smart Account, a safeguarded digital wallet solution launching in Q2 2026.
Ghosh also spoke about SSV Funds SARL, an independent GP in Luxembourg, which aims to provide capital access to the company’s fintech and proptech divisions.
Looking ahead, SSV plans to introduce a Buy-Now-Pay-Later solution by Q3 2027, completing its embedded finance vision.
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