We believe Q4 should have been overall fairly benign in terms of frequency claims as central/eastern parts of Norway had warm (relative) weather and low precipitation, i.e. likely supportive for motor claims in particular. The storm “Amy” in October will however have impacted results and according to data from the Natural Perils Pool it led to a total of NOK ~1.8bn in claims, only beaten by “Hans” in Q3/23 in recent years (NOK 3.1bn in total claims). GJF has guided a net claims impact of NOK ~40 ....
