In Q3, HUMA’s circulating market cap increased 17.6% QoQ from $59.9 million on June 30 to $70.5 million on Sept. 30 due to 333 million of HUMA tokens unlocked during the quarter. HUMA token price decreased 1.4% QoQ from $0.035 to $0.034. Huma processed $1.7 billion in transaction volume in Q3, a 24.4% QoQ increase from $1.4 billion in Q2.
As of Sept. 30, Huma 2.0 held $151.6 million in deposits, a 132.3% QoQ increase from $65.1 million at Q2-end. Additionally, users had staked 266.6 million HUMA ($9.1 million), representing 16.0% of the 1.67 billion HUMA eligible for staking.
In addition to growing user deposits, Huma expanded its role in regulated cross-border settlement when it became a liquidity provider to the Circle Payments Network on Sept. 30. On Aug. 15, Huma partnered with Geoswift to provide same-day payouts for online Amazon sellers in Asia. On Oct. 1, Huma co-hosted the Singapore PayFi Summit with the Solana Foundation, where discussions covered stablecoin adoption and regulatory developments for PayFi infrastructure. Huma 2.0’s deposit growth, its growing staker base, product integrations, and continued institutional activity reinforced its position as a contributor to the PayFi ecosystem. If Huma maintains this growth trajectory and expands its partnerships with PayFi leaders, it will be positioned to surpass $10.0 billion in cumulative transaction volume in Q1 2026.
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State of Huma Finance Q3 2025
- Published:
12 Jan 2026 -
Author:
Austin Weiler -
Pages:
11 -
In Q3, HUMA’s circulating market cap increased 17.6% QoQ from $59.9 million on June 30 to $70.5 million on Sept. 30 due to 333 million of HUMA tokens unlocked during the quarter. HUMA token price decreased 1.4% QoQ from $0.035 to $0.034. Huma processed $1.7 billion in transaction volume in Q3, a 24.4% QoQ increase from $1.4 billion in Q2.
As of Sept. 30, Huma 2.0 held $151.6 million in deposits, a 132.3% QoQ increase from $65.1 million at Q2-end. Additionally, users had staked 266.6 million HUMA ($9.1 million), representing 16.0% of the 1.67 billion HUMA eligible for staking.
In addition to growing user deposits, Huma expanded its role in regulated cross-border settlement when it became a liquidity provider to the Circle Payments Network on Sept. 30. On Aug. 15, Huma partnered with Geoswift to provide same-day payouts for online Amazon sellers in Asia. On Oct. 1, Huma co-hosted the Singapore PayFi Summit with the Solana Foundation, where discussions covered stablecoin adoption and regulatory developments for PayFi infrastructure. Huma 2.0’s deposit growth, its growing staker base, product integrations, and continued institutional activity reinforced its position as a contributor to the PayFi ecosystem. If Huma maintains this growth trajectory and expands its partnerships with PayFi leaders, it will be positioned to surpass $10.0 billion in cumulative transaction volume in Q1 2026.